Let’s be real—if you’re looking to buy property by the sea, you probably want gorgeous views, a good investment, and a place that doesn’t cost a fortune. The problem? Greece, Montenegro, and Albania all have stunning coastlines, and it’s not always clear which one gives you the best value.
So, instead of throwing a bunch of complicated real estate terms at you, let’s talk real talk—where do you actually get the most for your money?
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1. What Can You Afford in Each Country?
Here’s the deal: Albania is by far the cheapest option, and that’s not just my opinion—it’s a fact.
• Albania: With €150K–€250K, you can buy a brand-new, modern seaview apartment in Saranda, Ksamil, or Dhermi. Think floor-to-ceiling windows, a big balcony, and a short walk to the beach. And if you’re looking to invest, you’ll actually own a place that could appreciate in value.
• Greece: If you’ve got €300K+, you might find something in a lesser-known part of Greece. But if you’re dreaming of Santorini, Mykonos, or Corfu, you’re looking at €500K–€1M+.
• Montenegro: A little cheaper than Greece, but still expensive. In Budva or Kotor, you’ll pay €3,000–€7,000 per m². That means even a small apartment could easily cost €350K+.
🏆 Winner: Albania. You can get a modern, beachfront property for half the price of Greece or Montenegro.
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2. Can You Make Money Renting It Out?
If you’re not living there full-time, you’ll probably want to Airbnb it and make some extra cash.
• Albania: Right now, short-term rentals are booming. During the summer, places in Ksamil, Saranda, and Dhermi are fully booked, and investors are making 8-10% returns per year. The best part? No Airbnb restrictions—just list your place and start earning.
• Greece: Tourists love Greece, but here’s the problem: the government is cracking down on short-term rentals in many areas. Plus, high property taxes and Airbnb regulationscut into your profits.
• Montenegro: If you buy in Porto Montenegro, luxury rentals do well. But outside of that, the demand isn’t as strong, and rental returns are usually 5-8%. Also, property management fees can eat into your profits.
🏆 Winner: Albania. Cheaper properties + high rental demand = better profits.
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