Let’s be real—if you’re looking to buy property by the sea, you probably want gorgeous views, a good investment, and a place that doesn’t cost a fortune. The problem? Greece, Montenegro, and Albania all have stunning coastlines, and it’s not always clear which one gives you the best value.


 

So, instead of throwing a bunch of complicated real estate terms at you, let’s talk real talk—where do you actually get the most for your money?


 


 

1. What Can You Afford in Each Country?


 

Here’s the deal: Albania is by far the cheapest option, and that’s not just my opinion—it’s a fact.

Albania: With €150K–€250K, you can buy a brand-new, modern seaview apartment in Saranda, Ksamil, or Dhermi. Think floor-to-ceiling windows, a big balcony, and a short walk to the beach. And if you’re looking to invest, you’ll actually own a place that could appreciate in value.

Greece: If you’ve got €300K+, you might find something in a lesser-known part of Greece. But if you’re dreaming of Santorini, Mykonos, or Corfu, you’re looking at €500K–€1M+.

Montenegro: A little cheaper than Greece, but still expensive. In Budva or Kotor, you’ll pay €3,000–€7,000 per m². That means even a small apartment could easily cost €350K+.


 

🏆 Winner: Albania. You can get a modern, beachfront property for half the price of Greece or Montenegro.


 


 

2. Can You Make Money Renting It Out?


 

If you’re not living there full-time, you’ll probably want to Airbnb it and make some extra cash.

Albania: Right now, short-term rentals are booming. During the summer, places in Ksamil, Saranda, and Dhermi are fully booked, and investors are making 8-10% returns per year. The best part? No Airbnb restrictions—just list your place and start earning.

Greece: Tourists love Greece, but here’s the problem: the government is cracking down on short-term rentals in many areas. Plus, high property taxes and Airbnb regulationscut into your profits.

Montenegro: If you buy in Porto Montenegro, luxury rentals do well. But outside of that, the demand isn’t as strong, and rental returns are usually 5-8%. Also, property management fees can eat into your profits.


 

🏆 Winner: Albania. Cheaper properties + high rental demand = better profits.


 


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